Planning for retirement is about more than investment growth, something you can’t control; it is about you and what you can control. We will contrast and compare a variety of influences such as changing health, life expectancy, the desire for a range of activities and pursuits, family obligations, and the steady climb of the cost of living. * I use standard industry Naviplan Financial Planning software.
To complete your comprehensive report, we will:
Explore your expectations and dreams, housing, and aging in place options.
We will identify your retirement objectives.
Review your potential sources of income: savings, employer and public pensions such as Canada Pension Plan (CPP) and Old Age Security (OAS), part-time work, etc.
Define how much money you will need to obtain your objectives in retirement, the impact of inflation on your retirement income and your target date options.
Create a budget to facilitate your retirement living.
Define strategies about the financial and other adjustments that you will face at retirement.
Evaluate the advice you receive from other retirement advisors, to ensure that it is consistent with your overall retirement plan.
Review when, why, and how to convert your savings (RRSPs, TFSA, etc.) into income and the tax implications.
Price: $1000 to $5000
COVID RELIEF: Make four payments.
Add-on: Schedule sessions to Celebrate & Adapt every 6 to 12 months, $100 per session.
Please email for a quote.
Due to the nature of this type of work, the number of people involved
and your financial pieces the package will be custom tailored.