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It's Time to Chart Your Future.

RETIREMENT PLANNING

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Would you like to know if you have enough?

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Our expert financial planning will reduce your fear of the unknown that is often associated with retirement, so you can find peace of mind.

Equip yourself with specific strategies, projections to 90, and options A, B & C. You will benefit from coaching to modify your financial habits before you stop working. Also, you can obtain a second opinion on "your numbers".

Working one-on-one online or in-person with Karen Fenske, a Registered Retirement Consultant (RRC®), Financial Planner, and Myers-Briggs Coach, you will learn new tools, and increase your knowledge and capacity to live your best life. Be inspired, start today!

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"I appreciate your patient and caring guidance in assisting me to navigate a financial world that is so unfamiliar to me! Your helping me to plan for my financial needs in retirement has given me peace of mind. I have felt no anxiety under your skillful expertise. Thank you!"

–Kathy, 2022

Our Retirement Planning Coaching includes:

  • ​​Identifying your retirement dreams and how much will you spend at 60, 70, 80 and 90.

  • Examining your needs, debt, & money habits.

  • Determining income sources and the best time for you to start Canada Pension Plan & Old Age Security.

  • When and how to convert your savings (Pensions, RRSPs, etc.) into income.

  • Discussing your taxes & identifying how to reduce them.

  • When to downsize and investment options such as segregated funds to support monthly costs.

  • Determining if you need a personal health plan, or insurance to pass on your estate or take care of end of life costs.

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Program PRICING
Couples: $900.00 + GST for 3  sessions
Individuals: $400.00 + GST for 2 sessions

  • Expect 2-4 sessions to complete your Retirement Plan.

  • Projections to 90 years old, includes 3 prepared scenarios.

  • Option to add annual sessions to review and adapt your plan as life changes.

  • Call or e-mail to schedule a complimentary introduction.

WHAT CLIENTS ARE SAYING

"My husband and I originally saw Karen with respect to getting our finances in order as we felt like we weren't getting ahead. After talking with Karen in our FIRST meeting, she put us at ease saying that we were in the same boat as a lot of other folks our age, and even better than some! Karen kept the terms she used easy for us to understand and she was very thorough in making sure we understood exactly what she was saying. I don't say it if I don't mean it and I would highly recommend Karen Fenske."

–Lorna & Scott, 2022

"I have a great planner now and I can honestly say I now have no personal money worries. It is such a relief! Karen Fenske is such a great lady. She is based here in Vernon and is the best planner, and I have had for several over the years."

–Rob, 2020

"Here are some descriptions that we believe are representative of Karen:
 

  • Does not pass judgement on your past financial decision making.

  • Communicates clearly without being condescending.

  • Has a sense of humour.

  • Trustworthy with your financial information.

  • Lots of real world experience with families & individuals gives us confidence in her advice.

  • Lets you make informed decisions with respect to your financial goals (e.g., 'this is the effect on your retirement funds if you buy that $80,000 vehicle.')

  • Seeks to understand you so that she can offer salient questions on your future goals (e.g., 'Are you sure that $80,000 vehicle fits your lifestyle?')

  • Not associated with any financial institution, so we can be comfortable with receiving unbiased financial advice."

–Paul & Kim, 2022

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