ASK the experts about cash flow planning, getting out of debt, improving your credit score, saving for your children's future, how to...

Left Brain: Gather All Your Documents Take Charge and Get the Right Mortgage: Make buying a home or renewing your mortgage easier with...

Left Brain: Create Your Timeline Contact your lender 90 to 120 days before your renewal date to determine your mortgage options. Yes,...

LEFT BRAIN: Step #1 What can you afford? Being pre-qualified will provide a general idea of what you can afford to pay for your new...

Left brain: Clarify Your Monthly Expenses and Debt Commitments A valuable strategy for everyone in the market for a mortgage is to reduce...

Left Brain: Compare Your Numbers The landscape has changed from unprecedented rates below 3% in 2019 to a current average rate of 4.84%...

Should you Loan Money, Create a Discretionary Trust, or be the Co-signer or Guarantor? Loan Money You can give your child money and...

Should you Gift Money, Gift Money Slowly or Gift an Early Inheritance? Gift Money Once again ensure your retirement plan has your needs...

Where will the money come from? Consider your retirement plans and the tax implications. Use cash or near-cash funds, and non-registered...

Can You Help Your Adult Child Buy a Home?

The tips below are standard reminders EXCEPT I suggest you take 5-10% and treat yourself or your family. It's easier to make wise...

To avoid income tax surprises, at the end of each year review how much income you made versus the tax you paid in that year (these...

The flat-rate method for employees who worked from home is not available for 2023. You did not need to get a form from your employer. If...

Apply for the Canada Dental Benefit (CDB) The Canada Dental Benefit is designed to help lower dental costs for eligible families earning...

It’s easy to get caught up in the day-to-day of life with all that’s going on - work, relationships, and raising kids - it is very...

YOUR 2024 CANADA PENSION PLAN CHANGES Maximum pensionable earnings will be $68,500 (up from $66,600 in 2023) 2024 employee and employer...

We all experience a little dopamine rush when we buy something that makes us happy. You can learn and practice healthy habits to be wise,...

There is a lot of terminology to learn in the "money world" so I have decided to occasionally provide little snippets regarding...

Buy a gift certificate for your couples who are "STARTING OUT" and help them build their life together without saying a word! A strong...

The TFSA contribution limit for 2024 has been officially released. That limit is $7,000, up from $6,500 in 2023 and $6,000 in 2022. The...