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Protect What Matters Most

You can’t predict the future, but you can protect your family. Insurance is a key part of financial well-being, offering peace of mind and financial security. Learn about the different types of insurance and receive expert support in choosing the right coverage. You can make an informed, pressure-free decision.

Surprising Truths About Life Insurance

It's a Strategic Financial Tool to Build Your Wealth

  • Access Cash Value for Future Needs and Opportunities

  • Accumulate Wealth through Tax-deferred Growth

  • Optimize Retirement & Estate Planning for Long-term Impact

  • Ensure Business Continuity with Proactive Planning

AND it ...

  • Provides a Tax-Free Death Benefit to the people you love.

  • Covers your financial commitments like a mortgage.

  • Helps your family maintain their standard of living.

  • Covers death-related expenses.

  • Tops up your employer's coverage.

What Coverage Meets Your Needs?

You choose how much insurance you need.

The younger you are, the lower the cost of your premium, no matter what type of coverage you select. You can change your insurance as your needs change. We will explore add‑ons and riders that fit your unique needs. Consider renewing to meet retirement or estate planning needs. Take the time to get coverage that works for you.

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Who Has The Right Price?

  • BMO

  • Beneva (SSQ)

  • Canada Life

  • Canada Protection Plan

  • Foresters Financial

  • Desjardins​​

  • Empire Life

  • Equitable Life

  • Industrial Alliance

  • Ivari

  • Manulife

  • RBC

  • Sunlife

That's right, you decide what you need and how much you want to pay and I do the comparison shopping for you! I sell products for all the companies above. 

Karen Fenske Principal FFC&P
Your Partner in Financial Well-Being

Working with an BC Licensed Insurance Agent, professional financial planner, Registered Retirement Consultant (RRC®), Certified Tax Preparer, Myers-Briggs Coach, and communication expert like Karen offers unbiased advice tailored to your needs. She will explain insurance benefits and help you choose the proper coverage. 

No Charge for Sessions when purchasing a policy.

$125 + gst for information only sessions.

Let's Get Started

  • It can take a couple of sessions to decide on the right product. 

  • My back office time is required to comparison shop.

  • The Application Session can take 60 - 90 minutes.

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