Trustee Services

Compassionate, experienced, and structured support for individuals with disabilities and their families.

A Trusted Partner for a Complex Responsibility

Choosing a trustee is one of the most important decisions you’ll make when setting up a Henson Trust or Discretionary Disability Trust. The right trustee ensures your loved one’s financial security and protects their eligibility for provincial disability benefits.

I offer personalized, hands-on trustee services designed specifically for individuals with disabilities and their families. With a background in social work, taxation, disability benefits, and financial planning, I bring both the technical knowledge and human understanding required for this role.

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Why Families Choose Me

✔ Expertise with BC Disability Benefits, The Ministry of Social Development and Poverty Reduction & BCEA Rules

My experience working with Persons with Disabilities (PWD) clients — both in government and in private practice — helps ensure trust distributions remain compliant and support long-term benefit eligibility.

✔ Tax Knowledge

As a tax preparer I understand the tax implications of trusts and how to structure distributions effectively.

✔ Independent & Unbiased

As the founder of Fenske Financial Coaching & Planning, I provide advice that is completely independent and client-centered. My role is to empower you — not sell products. As your trustee, I collaborate seamlessly with your existing financial or investment advisor to ensure the trust is managed in your best interest, with no conflicts and no pressure to change your current financial relationships.

✔ Person-Centered Approach

Families need more than technical guidance — they need trust, clarity, and compassion. My administrative and financial coaching background ensures clients feel supported, informed, and confident.

What a Trustee Does

A trustee manages the trust to support the beneficiary’s well-being while protecting government benefits. This includes:

Approving and overseeing distributions for allowed expenses
Tracking payments to ensure they stay within benefit rules
Keeping detailed records, receipts, and documentation
Demonstrating full discretionary control over all decisions
Filing required tax returns and government forms on time
Coordinating with legal, tax, and financial professionals as needed

In short, the trustee ensures the trust is compliant, well-managed, and always working in the beneficiary’s best interest.

How I Support You

1. Trust Setup Consultation

I help you clarify your goals, identify the right structure, and coordinate with your legal and tax advisors.

2. Draft Workplan & Trustee Agreement

You receive a structured outline of roles, responsibilities, communication processes, and distribution guidelines.

3. Ongoing Trustee Services

Once appointed, I provide continued oversight, record-keeping, and trust management aligned with disability criteria and rules.

4. Collaboration With Your Team

I work directly with your lawyer, tax preparer, and investment advisor to ensure the trust is managed smoothly and consistently. If you don’t currently have these professionals in place, I can provide trusted referrals to help you build the support team you need.

5. Periodic Reviews & Reporting

Quarterly sessions and reporting ensures transparency, accountability, and compliance.

Who This Service Is For

Adults with disabilities who need a trustworthy, long-term trustee
Parents seeking a reliable trustee for their child’s Henson Trust
Individuals with complex supports, medical needs, or long-term care requirements
Families seeking a more responsive, affordable, and person-centered alternative to the Public Guardian & Trustee

Karen Fenske is Your Experienced & Trusted Guide

Specialized Experience That Makes a Difference

My professional background uniquely positions me to fulfill the Trustee Role:

Former social worker with the Ministry of Family & Child Development
Former BCEA tribunal mediator
Tax preparer
Registered Retirement Consultant & Founder of Fenske Financial Coaching & Planning
Former investment advisor with IG Wealth
Connected with West Coast Brain Injury Services following my husband’s stroke
Deep understanding of lived experiences, supports, and system navigation