Free 30-minute Discovery Conversation
We want to ensure this is the right process & fit.
If you agree to move forward we will schedule our first full session.
During Covid 19 we will meet via video chat or phone.

Programs
No guilt. Just smart money moves.
Take the 30-Day
Essentials
Challenge
Your fresh start with money. If money has been stressing you out, it’s time for a reset. For 30 days, you’ll take short, doable steps that bring clarity, control, and confidence. No guilt. No strict rules. Just progress, one day at a time.
What to Expect
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One quick, actionable task each day (5–30 minutes).
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Beginner-friendly templates and tools you can use right away.
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Automatic systems and smart strategies to reduce decision fatigue.
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A money decision-making assessment to uncover your strengths.
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Shameless Spender habits that are sustainable and enjoyable.
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Quick-win hacks that save you time, energy, and money.
Why It Works
You don’t need to be perfect. I’ve seen clients start from a place of shame and stress, only to leave with confidence and hope after taking small, consistent steps. That can be you, too.
This challenge is especially powerful for Gen X women (45–60) ready to rise up and take control of their future. But it works at any age:
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Younger? You’ll get ahead.
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Older? It’s never too late for a fresh start.
Use the App
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Follow the link to The Shameless Spender App.
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Set up an account.
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Choose your product and pay.
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Instant Access!
No appointments. No leaving the house. You’ll work at your own pace, on your own schedule.
Use Your Computer
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Follow Details button above to The Shameless Spender Program
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Set up an account.
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Pay.
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Instant Access!
How to Get Started
The 30-Day Essentials Challenge is a guided, step-by-step journey to help you take charge of your money situation — one small action at a time.
You don’t need to be “good with money.” You just need to show up for a few minutes each day. Here’s exactly how it works:
Step 1: Watch the Daily Video
Each day begins with a short video lesson.
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Press the ▶ (arrow) button on the video image to start.
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Want to watch it faster or slower?
Click the ⚙️ settings wheel on the video. -
Select Playback Speed and choose the speed that feels comfortable for you.
Go at your pace. This is not a race.
Step 2: Review Your Empowering Actions
Below the video, you’ll find your List of Empowering Actions for the day.
These are simple, doable steps designed to build confidence — not overwhelm you.
Just complete what you can. Progress over perfection.
Step 3: Download or Use Your TSS Daily One-Pager
To officially begin the 30-Day Challenge:
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Download your TSS Daily One-Pager
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OR follow along in your own journal
This is where you reflect, write, and track your growth.
Small daily awareness creates powerful long-term change.
Step 4: Build Your Personal TSS Toolkit
Below the lesson, you’ll also find HO (Hands-On) Tools available for download.
These tools help you:
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Organize your numbers
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Clarify your goals
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Strengthen your money habits
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Create structure and peace of mind
Save them and build your own TSS Toolkit.
Step 5: Train Your Brain
Under each video, you’ll find a short Train Your Brain concept.
This is where real transformation happens.
Each day you’ll:
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Shift a limiting belief
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Replace shame with clarity
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Build a stronger relationship with money
Transform your relationship with money daily — one thought at a time.
Step 6: Mark the Lesson Complete
At the bottom of the page, select the Complete button.
Once you do, you’ll unlock access to the next lesson.
One day at a time.
One decision at a time.
One confident step at a time.
Remember ...
You are not behind.
You are not bad with money.
You are building strength.
Welcome to The Shameless Spender 30-Day Essentials Challenge. Let’s begin.


The Shameless Spender Coaching Community
Most people don’t struggle with money because they’re bad at it.
They struggle because they’re doing it alone.
The Shameless Spender Coaching Community is your monthly home for practical money guidance, real-life tools, and calm, supportive coaching — moderated by Karen Fenske.
This is not budgeting bootcamp.
This is not financial shame.
This is a safe, simple space to reset your money system and finally feel in control.
ALL FOR JUST $9/MONTH



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