Clear the Fog: Small Choices, Big Change -Dreams Come True!
- Karen Fenske

- Oct 7, 2025
- 2 min read

As you begin to clear the fog around your finances, remember this: honesty brings clarity. This isn’t about guilt or judgment — it’s about awareness. You’re learning to make better choices that align with your goals and the life you want.
Sometimes it’s the little, everyday purchases that quietly add up. Even one less takeout meal or purchased coffee can make a surprising difference over time.
Here’s a powerful story that might inspire your next money choice:
I once worked with a client who, after long workdays, would stop at the mall. She’d grab a $5 Starbucks, wander for a bit, and usually leave with something she didn’t really need — a $25 “treat” that helped her unwind and feel rewarded. It wasn’t about the stuff — it was about the feeling. But those small daily splurges added up: $25 a day x 5 days a week x 50 weeks = $6,250 a year.
Together, we found a new ritual. She still got her coffee, but instead of wandering the mall, she took her dogs for a walk. She got fresh air, movement, and genuine joy. Later, we explored her coffee habit. Could she make it at home? She tried — but it didn’t stick. Why? Because that drive-through was the only place someone remembered her name, smiled, and made her feel cared for. And that mattered!
So instead, we found a different coffee spot — one with the same friendly connection, but at a lower cost. Her daily ritual went from $30 to $2 — saving over $6,000 a year!
Now, imagine what you could do with $6,000.A dream trip? Freedom from debt? A down payment on something that truly matters?
Sometimes the smallest changes lead to the biggest transformations — not just in your bank account, but in your life. You’re in charge, and every choice counts.

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Learn more: Fenske Financial Coaching & Planning




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